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Toi Holliday Team Blog

Monday, December 26, 2022   /   by Toi Holliday

How To Avoid Foreclosure

If you are facing the unfortunate window of foreclosure and can no longer afford to make payments on your home, or investment property, you are not alone and may have options. 

Immediately contact your loan servicer or bank in which you are making your mortgage payments to. Briefly explain your situation and ask about your available options.

Here are some options that may be presented to you:
Repayment Plan, Loan Modification, Refinance, Short Sale, Standard Sale.

A repayment plan lets you spread out your past due amount over several months being added to your current mortgage to bring it current.
A loan modification is a change to the original terms of your mortgage loan and does not pay off your current mortgage. For example, the modification may include extending your loan term, modifying your interest rate, or changing your loan from adjustable to a fixed rate term.  

Refinancing . ...

Monday, December 26, 2022   /   by Toi Holliday

How To Navigate Your Inherited Home Sale


Selling an inherited property can be a complex process; especially if you have other competing priorities such as making final arrangements for your loved one, working with attorneys, dealing with family members, and other businesses affairs you may need to look after. However, if you are working with the right team of real estate professionals it can mean a load of stress off your shoulders and a step closer to finalizing your loved one’s estate.


Probate is a legal court process for the transfer of assets such a house, cars, stocks, bonds, boats, etc. from the deceased person's name to his or her estate so they can be sold or distributed to their heirs. The court appoints a person to be in charge of the estate, as the personal representative. The personal representative is known as the Executor or Administrator and will be given Full Authority or Limited Authority. ...
Toi Holliday Team
Toi Holliday
251 N. Larchmont Blvd.
Los Angeles, CA 90004
DRE# 02018834

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